Helping Ailing Parents

Georgia asks:

My mother in law is losing her hearing, and she has the beginnings of cataracts. She also has osteoporosis and uses a walker but barely walks around her house because she's afraid to fall and break something. She lives alone so I suggested to my husband to get her the life alert system. However, none of the siblings want to chip in and it is too expensive for us to take on the entire cost. I know I can't expect them to part with their money, but this is THEIR mom, not mine, so why do I care more about her safety than they do? So my question is, would it be out of line to do some research and see how much the life alert system is if we were to share the cost, per each sibling, or is that too presumptuous?

It's admirable that you want to do something to help your mother-in-law. However, if your husband's siblings have already said they don't want to chip in on a life alert, then it is presumptuous to research prices with the expectation of changing their mind. What you could do is look into her insurance coverage and see what kind of assistance may be available under her plan. Your mother-in-law may also have the finances available to cover her own care, and it's not unreasonable to sit down with her and let her know what she needs to start doing.

There are ways to assist an ailing parent without a financial obligation as well, so don't be too quick to write off your brothers and sisters-in-law as uncaring. If an alert system is simply out of the budget, then suggest that you each make it a point to call or visit once or twice a week, just to check in on her.

The family also needs to face the fact that if their mother is going blind, there's a limit to the amount of time she's going to be able to live on her own. Start the discussion now of how you're going to handle in-home care or assisted living, or whether she'll move in with one of her children. Even if the move is ultimately a few years off, it's best to get the plan in place now so that there's not a lot of arguing or indecisiveness when the time for action comes. 

At the end of the day, the amount of time and money you're willing to put into helping your mother-in-law is a decision that you and your husband need to make independently of his siblings. I should hope that each of her children will want to provide the best care possible for the woman who raised them, but fighting over who provides what only hurts her in the end.