Annie asks:

I'm in a bad financial situation these days because I just found out I lost my job. I didn't get paid any of my leftover sick or vacation time because the company went bankrupt so I am stuck. I recently went to a wedding and gave a generous gift of $200, but regret doing that this past weekend. Is there any way I could ask the couple to give the money back due to my circumstances? It would really help until unemployment kicks in since I have to wait a week for that, and my rent is due and I can't be late on that of course. Thanks!

I'm sorry you've found yourself in this situation. Unfortunately, there is no polite way to ask someone to return a gift. Do you have a close friend or family member who can float you a short-term loan to cover you until your unemployment kicks in? If you've been on-time with your rent up until now, you could also try contacting your landlord and explaining your situation. It's possible that he or she will grant you a short extension.

In the mean time, I'd start focusing more on finding a new job than on trying to get back gifts you've given to friends. If you're at a point where $200 will make or break you, I wouldn't focus on finding something in your field so much as finding anything. With the holiday season coming up, it's a great time to get temporary retail work. You still won't have a paycheck in hand before rent's due, but at least you'll be able to be back on track by next month.